How It Works (TRUST CIRCLE)

1️⃣ Sign Up

Verify your phone, WhatsApp, email, and identity.

2️⃣ Join or Create a Group

Use an invite link or let the system place you.

Group level:

Starter group = 4-7 weeks

  • minimum of 4persons, maximum of 7persons
  • contribution  N7000 weekly
  • 20% contribution money; refundable deposit 
  • 5% admin fee

Friends group = 8-14weeks

  • minimum of 8 persons, Maximum of 14 persons.
  • Minimum contribution N14000
  • 20% contribution amount, refundable deposit.
  • 4% admin fee

 

Social group = 15-30 weeks   

  • minimum of 15 persons, maximum 30 persons 
  • minimum contribution N21000
  • 20% contribution amount, refundable deposite
  • 3% contribution amount, admin fee

Pro Group = 31-52 weeks

  • minimum of 31 persons, maximum 52 persons
  • minimum contribution N28000
  • 20% contribution amount, refundable deposit
  • 2.5% of contribution amount,  admin fee

 

3️⃣ Contribute Easily

Pay through your group’s virtual bank account.

 

4️⃣ Track Your Progress

Live countdowns, group dashboard, activity logs.

 

5️⃣ Get Paid Automatically

When it’s your turn, payout goes straight to your bank.

 

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✅ Safety & Trust

 

Bank-grade encryption

 

Segregated virtual accounts

 

Transparent logs

 

AI-assisted support (Kinkash IQ)

 

Auto-penalty system

 

20% refundable reserve

 

System default protection

 

Your trust is protected by design.

 

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✅ Who Can Join?

 

Anyone who:

 

✅ Is 18+

✅ Lives in Nigeria

✅ Has a valid bank account

✅ Completes KYC verification

 

Whether you’re an individual, admin, business group, or cooperative, KINKASH is built for you.

 

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✅ Join the Future of Esusu

 

KINKASH is not just a platform — it is a movement:

 

🔹 A smarter way to save

🔹 A safer way to contribute

🔹 A transparent way to receive payouts

🔹 A community-based financial culture brought into the digital age

 

Be Esusu Smart.

Be KINKASH Tradigital.